Budget 2025: A Growth-Oriented Blueprint for India’s Future
The Union Budget 2025 strikes a fine balance between boosting consumption, driving investments, and maintaining fiscal discipline. Through a mix of tax reliefs, credit incentives, and infrastructure spending, it sets the stage for sustainable economic growth.
Key Takeaways:
✅ Tax Relief to Fuel Spending & Savings
Tax-free income limit raised to ₹12 lakh (from ₹7 lakh).
Higher disposable income expected to boost consumption, savings, and debt repayments, indirectly benefiting banks.
✅ MSME & Credit Growth Acceleration
Enhanced credit guarantee for MSMEs & startups to improve access to finance.
MSME turnover threshold doubled to ₹500 crore, helping more enterprises qualify for incentives.
Micro enterprise credit cards with ₹5 lakh limit to support small businesses.
✅ SWAMIH 2.0: Unlocking Stalled Real Estate Projects
₹15,000 crore allocated to complete 1 lakh housing units.
Eases stress on financial institutions by resolving stuck housing projects.
✅ Private Sector Capex Boost
₹11.2 trillion central government capex push to crowd in private investments.
Regulatory and tax reforms expected to enhance investor confidence.
Impact & Outlook
This budget not only addresses short-term consumption needs but also lays the foundation for long-term investment-led growth. With the Reserve Bank of India (RBI) expected to cut interest rates soon, the economic momentum could accelerate further.
Anish J Parashar
Securities Analyst
Disclaimer:Content is for educational purposes only For investment purposes consult your financial.
.jpeg)